News Flash

City of White Plains News

Posted on: October 6, 2021

Hurricane Ida Aftermath Assistance is Available

Copy of Hurricane aftermath assistance

Assistance is available to residents, businesses, houses of worship, and non-profits. Assistance includes housing relocation if necessary, grants and low-interest loans.

If you need assistance, please contact the agencies listed below:

 FEMA

 https://www.fema.gov/disaster/4615

The fastest way to apply is through www.DisasterAssistance.gov

You can also apply by calling 1-800-621-3362 (TTY 1-800-462-7585) or through the FEMA mobile app.

Help centers in Yonkers and Mamaroneck .  Mamaroneck Village Courthouse 169 Mount Pleasant Ave, Mamaroneck, NY 10543 and Grinton I. Will Library1500 Central Park Ave, Yonkers, NY 10710. Hours of operation will be open daily from 8AM-7PM

 The Small Business Association (includes assistance to residents)

Business Recovery Center (BRC) at the New York Power Authority building in White Plains to provide one-on-one assistance to businesses and residents in submitting a disaster loan application.

The U.S. Small Business Administration (SBA) has opened a Business Recovery Center (BRC) at the New York Power Authority, 123 Main St, White Plains, NY 10601.  Customer Service Representatives will be available at the BRC to answer questions about the disaster loan program and help businesses complete their applications.  Hours of operations are Monday – Friday, 9 a.m. – 5 p.m. (EDT), closed Saturday and Sunday. The center will operate until further notice.


Due to the ongoing COVID-19 pandemic, the SBA has established protocols to help protect the health and safety of the public. Visitors to the DLOC are encouraged to wear a face mask.

What Types of Disaster Loans are Available?

  • Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment.  Businesses of any size are eligible.  Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. The law limits business loans to $2,000,000.
  • Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster.  These loans are intended to assist through the disaster recovery period.  
  • Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.

What are the Credit Requirements?

  • Credit History – Applicants must have a credit history acceptable to SBA.
  • Repayment – Applicants must show the ability to repay all loans.
  • Collateral – Collateral is required for physical loss loans over $25,000 and all EIDL loans over $25,000.  SBA takes real estate as collateral when it is available.  SBA will not decline a loan for lack of collateral but requires you to pledge what is available.

What are the Interest Rates?

Interest rates are as low as 2.855% for businesses, 2% for nonprofit organizations, and 1.565% for homeowners and renters, with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

 

How to apply:  In person at one of the opened centers, on-line via SBA’s secure website at at https://disasterloanassistance.sba.gov/ela/s/ (Home (sba.gov)), or by mail to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

 

For more information:

 

The filing deadline to return applications for physical property damage is November 4, 2021.  The deadline to return economic injury applications is June 6, 2022.


Fact Sheet

SBA Press Release


NY State

Governor Kathy Hochul has secured an Emergency Disaster Declaration and a Major Disaster Declaration from President Biden following the devastation caused by Hurricane Ida and its unprecedented, historic rainfall. The counties covered by the declarations include: Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster, and Westchester. 

https://www.governor.ny.gov/programs/governors-relief-and-response-resources

NYS Department of Financial Services’ Disaster Hotline – (800) 339-1759. 



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