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City Spotlight

Posted on: April 19, 2020

COVID-19 Small Business Resources

Small Business

COVID-19 Small Business Resources 

NEW:  Updated Mask Guidance.  Fully vaccinated people no longer need to wear masks outdoors, except in certain crowded settings and venues. However, masks should still be worn indoors and should still be worn by people who are not fully vaccinated.  

REMINDER:  Free Mask & Hand Sanitizer Request Form. NYS Senate Majority Leader Stewart-Cousins’ has an initiative to give local businesses and offices masks and hand sanitizer if they are running low on those supplies. To fill out the form to make a request for these supplies, click here.

Restaurant Revitalization Fund:  The Small Business Administration has announced that registration will open on Friday, April 30, 2021, at 9 a.m. EDT and the application period will begin on

Monday, May 3, 2021, at noon EDT for the Restaurant Revitalization Fund (RRF). The online application will remain open to any eligible establishment until all funds are exhausted. 


Established under the American Rescue Plan, the RRF provides a total of $28.6 billion in direct relief funds to restaurants and other hard-hit food establishments that have experienced economic distress and significant operational losses due to the COVID-19 pandemic. This program will provide restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. Funds must be used for allowable expenses by March 11, 2023. 


In preparation, the SBA recommends qualifying applicants familiarize themselves with the application process in advance to ensure a smooth and efficient application experience, specifically by: 

  • Registering for an account in advance at starting Friday, April 30, 2021, at 9 a.m. EDT.
  • Reviewing the official guidance, including program guide, frequently asked questions, and application sample.
  • Preparing the required documentation.
  • Working with a point-of-sale vendor or visiting to submit an application when the application portal opens. [Note: If an applicant is working with a point-of-sale vendor, they do not need to register beforehand on the site.]


Economic Injury Disaster Loan (EIDL) Program:  This U.S. Small Business Administration loan program provides economic relief to small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue. It is designed to help them meet financial obligations and operating expenses that could have been met had the disaster not occurred. Additional information is available here:

Paycheck Protection Program:  The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on payroll. Borrowers may be eligible for PPP loan forgiveness.

SBA is currently offering PPP loans until May 31, 2021. Program changes have been announced to make access to PPP loans more equitable.

Additional information on the PPP is available here:


New York Forward Loan Fund:  New York Forward Loan Fund (NYFLF) is an economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.

NYFLF targets the state’s small businesses with 50 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small residential landlords that have seen a loss of rental income.

NYFLF is providing working capital loans so that small businesses, nonprofits and small residential landlords have access to credit as they reopen. These loans are available to small businesses and nonprofits that did not receive a U.S. Small Business Administration Paycheck Protection Program of greater than $500,000 or an Economic Injury Disaster Loan (EIDL) for COVID-19 of greater than $150,000, and small landlords. The loans are not forgivable in part or whole. The loans will need to be paid back over a 5-year term with interest. Additional information is available here:


COVID-19 Assistance Program for WP Business Improvement District (BID) Members:  The White Plains BID COVID-19 Assistance Program (BIDCAP) is a multifaceted initiative that supplements existing Federal, State and City efforts to support local business owners and their employees. Under the program the WPBID will:

 • Underwrite the balance of half price gift cards  at participating small businesses downtown

Provide up to 100 hours of free parking validation codes through the ParkWhitePlains App to participating BID businesses

• Market downtown White Plains businesses and the above efforts

• Distribute face masks to BID businesses

Partner with Caring for COVID to support downtown restaurants and feed first responders; the WPBID will make matching contributions

For more information, go to:

Additional Resources:

  • Community Capital New York is a resource for small business lending option and resources Community Capital NY.
  • One Fair Wage is providing cash assistance to tipped and service workers through a new support fund.
  • GrantWatch is a search engine connecting non-profits and small businesses to grant opportunities.  

Additional Government Resources:

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